First Checking

First Convenience Checking

First Money Market

First Business Checking

Certificates of Deposit

FDIC Notice

First Checking                                                                                             Application for First Checking

• Unlimited check writing
• Free ATM/Debit card (upon approval)
• Imaged copies of canceled checks included in monthly statement
• No monthly service charge if balance is greater than $100.00; otherwise $20.00

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First Convenience Checking                                 Application for First Convenience Checking

• Unlimited Check Writing
• Free ATM/Debit Card (upon approval)
• Copies of canceled checks not included in monthly statement
• No Monthly Service Charge
• $50.00 Minimum Opening Balance
• First fifty (50) Checks Free

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First Money Market                                                                    Application for First Money Market

• Interest Paid Monthly *
• Imaged copies of canceled checks included in monthly statement
• Six debit transactions per month (limit of 3 by check, draft, debit card)
• No monthly service charge with $2,500 minimum daily balance, otherwise $15.00
• $2,500 Minimum Opening Balance

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First Business Checking                                                    Application for First Business Checking

• Unlimited Check Writing
• Imaged copies of canceled checks included in monthly statement.
• Monthly Service Charge of $10.00

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Certificates of Deposit

• Fixed Rates
• No Minimum to Open
• Any Term Available
• Interest Payable - to CD, Deposited to Checking or by Check
• Automatic Renewal CD's - CD Automatically Renews with Same Terms at Maturity - Interest Rate and Annual Percentage Yield changes to Rate and Yield as of Maturity Date
• Non-Renewable CD's - CD must be Turned into Bank to be Reworked
• CD's Redeemed Before Maturity Subject to Penalty According to CD Term

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FDIC Notice

First State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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